LOC for US school through Canadian bank

Hi everyone,

I recently met with my own bank, Scotia, to discuss the possibility of getting a student line of credit to attend a school in the States. The person told me that I need to have a cosignor that has been with the bank for 10+ years, and need to put a house as collateral. Both of which kinda makes sense and I was expecting. The biggest blow was when they said that the cosignor needs to have investments with the bank that are over 1 million dollar, which i dont have. This was really shocking to me, is that usually what it's like? A lot of people that I've spoken with made it seem like it was hard to get approved internationally, but not as bad as this. So whats it like for other banks?