I only have nightmares when I sleep in

This recent one happened only a few hours ago, I woke up at 5am and wanted to sleep in a little (my mistake). I wake up 3hrs later on the verge of tears. My nightmare: I was driving in the rain on a semi busy road, my GPS tells me I missed a turn but can make a u turn coming up. As I make the u turn I swerve completely off the road into a strip mall, absolutely shredding up the lawn that was there and running over a brick ledge. I'm panicking but I see some sort of ambulance/police pull up in sirens almost immediately. I'm still shaking when a female cop starts telling me how much trouble I'm in and that I'm getting my license taken away for a year and then they just leave. I have people inside the businesses staring but no one actually comes to check or even yell ate for the mess I caused. I'm trying to call my mom I'm that moment several times and I can't, whether it's no bars or not being able to find the number I just can't. I keep crying and saying I want my mommy over and over. At some point I realize I'm having a nightmare and just sit in the car ( who's front is starting to smoke)til my body wakes up. I wake up, now with a headache.