Multiple credit card denials... zero debt, decent salary, and 775 credit score
Hey everyone. First reddit post ever so bare with me..
I've had a few issues applying for a credit card as of late. I have one credit card with Wells Fargo and have never missed a payment and pay in full every time. Avg credit utilization is around 30% of my max amount. I'm also debt free, make around $85K a year, and have a decent savings.
I've tried applying for a Chase card and then some Scheels Visa card in the past and was denied each time.. It's honestly very frustrating because I want to apply for a card with better perks but I'm worried that I get denied again and take a ding in my credit score.
Any thoughts/suggestions would be great!