Looking for a game that toggles between city/village building and first person quests

My DREAM would be an extension to Hogwarts Legacy where I can build my own hamlet, design the houses, shops, and etc in “build mode” but complete quests and live a day to day life in “story mode” in the cozy hamlet I’m building.

That being said, I am open to any style of game, modern or medieval, fantasy or realistic, etc etc.

Huge bonus points for “build mode” tho. Nothing is more aggravating to me than trying to plan & build a village all from first person. This is why I can’t do Minecraft or Animal Crossing.

PC or switch.

Thank youuuu !